Marco Doeland is head of Risk Management at the Dutch Payments Association. He is chairman of the interbank Working Group on Security and chairman of the Working Group on Security of the National Forum on Payments. His specialty is collaboration and achieving results, both within the financial sector and public-private, with the aim of making and keeping payments safe and secure. He is also a member of various European cyber security consultative bodies and he regularly speaks at national and international conferences on information security and payment transactions. His articles were published in the Journal of Payments Strategy & Systems in 2017 and 2019. Marco Doeland has an MBA education at Nyenrode Business Universiteit and is CISSP and CISM certified. He is a member of the Management team of the Dutch Payments Association and CISO of Currence, owner of iDEAL and iDIN.